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Below you will find 6 cases of persons that in case of incurring in future expenses analyze different saving and investment alternatives. Which saving instrument(s) would be advisable for each case? To reply this question we count on the opinion of some experts from the private sector of our securities market.

Nevertheless, it must be noted that they are general recommendations, which do not ensure the profitability and safety of their investment for similar situations, reason why they do not engage those persons or the Superintendence of Securities and Insurances.

1	Miss Teresa (71), widow, moved to a department and received a difference of $ 7,000,000, which she intends to use for emergency cases
2	José Ignacio (26), engineer and engaged wants to save $200,000 every month in order to pay a down payment for a house in a couple of years.
3	Gastón sold his car during the weekend and wants to buy another one next week.
4	Ms. Josefa (37), housewife, saves $ 35,000 every month for university education of her children.
5	Rodrigo (19) worked during the summer and he wanted to invest the money earned plus other savings he had to please himself in the future.
6	Mr. Pedro sold his house receiving $ 30,000,000 and he is expecting an opportunity to purchase another one.