You will find below some proposals concerning attitudes towards expenses. You will also find 5 answers for you to choose the one that best reflects your attitude with respect to each proposal. Choose only one, such that identifies you best. If any of the proposals is not applicable to your situation, skip it, and adjust the scale of results.
Possible Answers:
1. Just like me
2. Like me
3. Not too alike or too different
4. Not like me
5. Not like me at all
Questions:
1
Every time I receive some money, I usually put a small amount of cash aside for savings.
2
Every time I receive some money, I usually deposit it in my savings accounts.
3
I keep a record of all the money I receive.
4
I put aside a pre-determined amount of my money for weekly common expenses.
5
I put aside 10% of the money that I receive for savings.
6
I manage my money (whether for expenses or savings) in accordance with a strict expense plan.
7
I seldom go to malls more than twice a week.
8
I use discount coupons whenever I can.
9
Comparing quality, prices, etc., is something I do practically for all purchases, no matter if they are big or small.
10
I do not have any credit card with a bad debt.
11
I do not have any loan with a bad debt.
12
I have compared prices when buying clothes or food in the last year.
13
I do not eat in restaurants (breakfast, lunch or dinner) more than twice a week.
14
I account all my expenses in cash.
15
I verify that received information on my savings / investments is consistent with the records that I keep.
Add your score and look for the range where you belong.
12-20
Excellent. It's time for you to teach other people how to do it.
21-32
Very good. Focus on strengthening your weak areas.
33-44
Mediocre. You have to start taking savings more seriously.
45-57
Poor. Immediate changes are necessary in order to prevent a disaster.
Survey
